Monday 19 March 2012

Eight simple ways to reduce the cost of car insurance to the younger drivers

Many found 17 to 25, that the costs are so exaggerated that are driven out of the insurance market. Although the insurers begin to solve the problem, there are some easy ways that young drivers can reduce the cost of your insurance.

Top tips to cut costs

Safety first
To avoid the penalties and safe driving is paying off. Keep your license clean and create a good ride to take to reduce costs year after year. Points remain on your license in the future and will most likely see their premiums increase every year. Avoid at all costs.

Get qualified
Advanced driving course, Pass Plus course, like to save up to 35% offer on car insurance for young drivers. These courses are about six hours and cost in the region of £ 150 - but the savings of the insurance, this can be money well spent.

Avoid power
Low-power older cars are cheaper to insure that every driver, but it can be especially good for young drivers, so the possibility of insurance is not a dream.
Coverage levels
Note the different levels of coverage. When it comes to car insurance for young drivers no difference, often little or no cost to the baseline, which is the third and only the highest level against all risks. This may include some valuable benefits.
Around the Shop
Comparison shopping is a necessity. Comparison of different sites have different insurance quote so use more and more. Some insurers do not appear on comparison sites, do not forget to check this.
More mileage and Increase your excess and increase consumption. These are two simple ways to reduce the cost of car insurance for young drivers. The more you are willing to pay the premium is lower - and fewer miles to cover the same. Try to be as accurate as possible with your annual mileage.
By joining forces
If your parents policy may be added, should make a difference. To secure the difference in premium a car in their name and an additional driver in the car with parents is important.

Beware of the "front", which means that you claim that the parent is the main driver of the car, if it does not actually directs. This is fraud and may result in your policy invalid, making it difficult to obtain insurance in the future and may even include criminal prosecution.
Pay in full
If possible - If you check maximize their savings with the above tips paying your premium in full. This reduces the total amount you pay for.
The future can be bright
Many insurance companies are specialized in cheap car insurance for young drivers - be sure to check what they can offer. Recently, some insurers have introduced 'Pay as you mix politics. These are installed with a pretty box in a vehicle speed records, brakes and general management practices - the premium is below reflect their ability, not those of their colleagues. Common in all not safe thus far, but these policies tend to be far in the coming years.

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